What guarantees are required for a loan buy-back?
The level of guarantee requirement of a financial institution fluctuates according to the amount of the credit buy-back, the nature of the loan (mortgage, consumer credit, revolving credit, bank debts, etc.) and the number of loans that it brings together. The financial institution also analyzes the profile of the borrower, his personal, professional and financial situation to better assess his debt ratio, his borrowing capacity and therefore, ultimately, the risk of non-repayment of the loan..…