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The purpose of the credit repurchase is to consolidate all the outstanding borrowings to subscribe to only one. This operation makes it possible to renegotiate the borrowing rate downwards and to have only one repayment deadline. In return, the repayment period is extended. These are the same reasons that can cause borrowers to make a second loan repurchase. What are the conditions? What are the advantages of repeating the operation and how does a second…

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From allocated credit to revolving credit via student loan or personal loan: a consumer can perfectly restructure his consumer debts by carrying out a grouping of loans. But if a consumer credit is capped at 75,000 USD, what is the maximum amount of a consumer credit buyout? Furthermore, what projects can such an operation finance? From the best consumer credit rates for households in financial difficulty to the possible role of mortgage recharge for homeowners,…

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The level of guarantee requirement of a financial institution fluctuates according to the amount of the credit buy-back, the nature of the loan (mortgage, consumer credit, revolving credit, bank debts, etc.) and the number of loans that it brings together. The financial institution also analyzes the profile of the borrower, his personal, professional and financial situation to better assess his debt ratio, his borrowing capacity and therefore, ultimately, the risk of non-repayment of the loan..…

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The retirement period is an opportunity to satisfy many personal or family projects (moving, travel abroad, housing work, rental investment, etc.). But it’s all about money. With the decline in income, are the personal or real estate projects of retirees still financable through credit solutions? Is there an age limit for consumer credit? Is it possible to borrow after 75 years? Is the mortgage loan insurance rate based on age exploding? So many questions about…

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Revolving credit is an easy but expensive solution to speed up the completion of a project. It is therefore not chosen lightly. It is particularly important to opt for a credit at the best rate, because the interests tend to be higher than with a conventional consumer loan. What are all the criteria to take into account for this type of credit? Answers. Compare offers: an essential step When you approach, you will quickly see…

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You ask the question: “How to live without money?” The answer is very simple – no way. You won’t last long without money, because you can simply forget about food, travel by public transport and paying utility bills. If the unemployed can still somehow live without paying bills, then without food – no. In addition, no one canceled if you are unemployed, unexpected repair of the refrigerator, the upcoming birthday of a loved one or…

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Is it realistic to live in Ukraine on one pension? Unlikely. If you are a senior citizen and officially do not work anywhere, then you have to learn to save and carefully calculate your expenses. But unforeseen expenses often happen, which it is impossible to predict, for example, medicines were needed. When there are no pending funds The question arises, where to get the money? It is not always possible to borrow from relatives or…

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